Eligible Risks

Eligible Property Types

  • Condominiums & Apartments
    • Townhouse or Row House Style
    • Detached, Semi-Detached or Attached
    • High-Rise
    • Low-Rise
    • Duplex
    • Triplex
    • Stacked Townhouse
    • Brownstone
    • Garden Style
    • Suburban
  • Investment Real Estate Property
  • Office Buildings
  • Mixed use (mercantile no more than 25%)
  • Co-operatives
  • 55+ communities

Eligible Construction Types

  • Wood frame
  • Brick
  • Non-combustible/fire resistive

Ineligible Risks

  • Coastal within 1 mile
  • Single family homes
  • Student housing
  • Assisted living (55+ community is ok)
  • Retirement communities
  • Section 8 housing
  • Time shares
  • Rooming houses
  • Seasonal
  • Group homes
  • Vacant buildings
  • Buildings with violations
  • Wharves or docks