The Brownstone Program provides agents access to a habitational program for buildings with 2-100 units, and limits to $100 million
The Brownstone Program provides coverage for:
- Condominiums
- No minimum premium
- No minimum coverage limit, up to $100 million
- Agreed amount valuation
- Blanket coverage available
- Primary GL limits of $2 million/$4 million
- Director’s & Officers written by same carrier
- Flood/Earthquake included by endorsement
- Includes Demo & ICC
- Backup of Sewer & Drain available
- Umbrella limits up to $10 million available
- Apartments
- No minimum premium
- No minimum coverage limit, up to $100 million
- Agreed amount valuation
- Blanket coverage available
- Primary GL limits of $2 million/$4 million
- Loss of rental income
- Flood/Earthquake included by endorsement
- Includes Demo & ICC
- Backup of Sewer & Drain available
Reasons to work with Brownstone
- Speed
- Indications in 30 minutes
- In-house underwriting authority
- Same day issuance and mailing/emailing
- In-house claims service
- Simplicity
- Easy online indication form
- Short & simple application
- Dedicated Production Underwriter
- Electronic policy issuance
- Easy online indication form
- Ease of doing business
- No production minimums or commitments
- Net premium billing
- No inspections up to 10 units
- 3 Year Policies available
- Stable market with stable pricing
- Agency support through education
